Run your whole safety program in one app. Then watch your premium drop.
Incidents, inspections, SDS and evacuation muster in a branded app your crews actually use, built by a Certified Safety Professional who is also a licensed Texas insurance agent. Fewer incidents lower your EMR, the experience modifier your carrier multiplies your premium by, and that is money back every renewal. Thirteen years across oil and gas, construction, wind and solar, manufacturing, and fleet.
What your crews open every morning

- Report an incident or hazard from the job site
- Muster and headcount when the alarm goes off
- Permits, inspections and tailboards on the phone
- Mass alerts by text and push in one tap
- Every check-in records where it was made
Your safety program, in one app you actually own.
The "system that does it all" isn't a slide. It's live software we build and run: real-time personnel accountability, incident reporting from the field, instant alerts, and multi-site dashboards, branded to your company.
- Real-time muster and headcount when it matters most
- Field incident and hazard reporting from any phone
- Instant mass alerts by text and push notification
- Multi-site dashboards and OSHA-style documentation

And your workers' comp premium comes down with it.
Your EMR is the number your carrier multiplies your workers' comp premium by. It compares your claims history to others in your industry. 1.0 is average. Below 1.0 you pay less than average for the same coverage, above it you pay a penalty, and many general contractors won't let you bid at all above a set threshold. Fewer incidents move it down, and the premium follows.
Nobody needs to know that acronym to use the app. It just means the safety work pays for itself.
EMR Savings Estimator
Most safety firms hand you a binder. We hand you software your crews actually open.
The app, the safety program behind it, and the insurance that rides on both, from one certified operator instead of three vendors who don't talk to each other.
Own the app
You get a branded safety app, built by us, so your team runs muster, reporting, permits and alerts from one place you actually own.
Run the program
We build and manage the safety management system behind it: training, audits, claims control, OSHA-ready documentation.
Cut the cost
Fewer incidents drive your experience modifier down, and your workers' comp premium follows it. That is money back every renewal.

A certified safety professional who also builds the software.
"I get in the door by lowering what you pay, then I build the system that keeps it there. Same person, start to finish."
Dustin Smith is a Certified Safety Professional and licensed Texas property & casualty agent with 13 years across oil & gas, construction, wind & solar, manufacturing, and fleet. That combination, a credentialed safety expert who can also place your coverage and build your tools, is rare, and it's the whole point of State 28.
Don't take our word for it. Look up CSP #40734 and CHST #12972 in the BCSP directory, and TX P&C license #3527728 at the Texas Department of Insurance.
More about DustinThirteen years, real sites, real hazards.
Oil & gas, substations, construction, manufacturing, and utilities across the country. Not stock photos. Actual job sites.





Six ways we lower your cost and your risk.
Custom Safety Apps
Branded safety software you own, published under your company.
Learn moreSafety Management Systems
The full program behind the app, built and run for you.
Talk to DustinEMR Reduction & Claims Control
Drive down your experience modifier and the premium that rides on it.
Learn moreCommercial Insurance
Licensed P&C placement, paired with the safety work that lowers it.
Learn moreGeneral Safety Consulting
OSHA compliance, mock audits, claims defense, injury prevention.
Talk to DustinShort-Term Rental Inspections
Airbnb and VRBO safety inspections that protect owners and guests.
Talk to DustinBuilt for the high-hazard verticals where a lower mod is worth the most.
What contractors ask before the first call.
What does a custom safety app include?
What is an EMR rating and why does it matter?
How much can a lower EMR actually save?
How long until I actually see the savings?
Why would a licensed insurance agent want to lower my premium?
Do you work outside of Texas?
See it running on your own sites.
Fifteen minutes with Dustin, on your scenario, not a canned demo. If you'd rather start with the money, ask for the free EMR review instead. Either one gets you the same person.